타우랑가 집값, 평균 소득 대비 뉴질랜드에서 가장 비싸다

뉴질랜드에서 가장 비싼(?) 타우랑가 집값

 

 

 

최근 발표된 조사 결과에 따르면 타우랑가의 주택 가격은 잠재 구매자들의 평균 소득을  대비해볼 때 뉴질랜드에서도 가장 비싸고, 세계에서도 '가장 사기 힘든(unaffordable) 가격’ 인 것으로 나타났다. 뉴욕보다도 더 힘들다고 한다.

연봉의 약 3배가 되는 주택 가격이 가장 이상적인 것으로 여겨지는데 뉴질랜드는 평균 5.3배인 것으로 조사되었다. 

타우랑가는 평균 연봉의 6.5배, 오클랜드는 6.4배 그리고 뉴욕이 6.1배로 나타났다.

그러나 베이레이스(Bayleys)나  이브스(Eves) 부동산의 대변인 질 비들씨는 타우랑가에 상대적으로 고가의 집이 많고, 노령으로 인한 은퇴 인구가 많기 때문에 생긴 결과라고 분석했다. 즉, 근로 소득이 없는 은퇴자가 대거 도시 인구에 포함되었기 때문에 수입 대비 집 값을 계산하게 된다면 표면상 매우 높은 것으로 왜곡되어 나타나게 된다는 것이다.

한편 타우랑가의 스튜어트 크로스비(Stuart Crosby) 시장은 놀랄 일도 아니라며, 이미 부동산 개발 및 건설업자들과 이 문제를 해결하기 위한 노력을 기울이고 있다고 말했다.

“경기침체에도 불구하고 집값은 임금보다 더 빨리 증가하는 추세가 계속됐습니다. 임금수준을 향상시키기 위해 시의 경제를 부양하는 것이 우리 목표 가운데 하나입니다.”

크로스비 시장은 이미 주택을 소유한 사람들에게는 긍정적인 현상이며 타우랑가의 인기가 반영된 결과라고 덧붙였다.

<출처: 뉴질랜드 헤럴드 = 뉴질랜드 타우랑가신문 >  

New Zealand houses are among the world's most expensive when incomes are taken into account - and Auckland and Tauranga homes are less affordable than those in New York, says a major survey released today.

 

Low incomes and high house prices are leaving Kiwis badly off and preventing many from climbing onto the housing ladder.

 

The seventh annual Demographia International Housing Affordability Survey of 325 cities and regions has given us the thumbs down, putting New Zealand alongside Australia, Britain, the United States, Canada and Ireland as among the world's worst housing markets.

 

Four of the eight New Zealand markets surveyed - Auckland, Tauranga, Christchurch and Wellington - were classed "severely unaffordable". The other four - Hamilton, Napier-Hastings, Palmerston North, and Dunedin - were "seriously unaffordable".

 

Despite three years of a depressed economy, housing remains out of many Kiwis' reach. The situation has worsened because house prices fell only marginally yet job security lessened and wage rises dried up.

 

Reserve Bank and Real Estate Institute data were used to measure affordability by taking median house prices and dividing those by gross annual median household income. This gave the house price-income median multiple measure.

 

The ideal income-to-loan ratio is around three times an annual salary. But in New Zealand it takes 5.3 times the average annual salary to pay for a house. In Tauranga it takes 6.5 times the average annual salary and in Auckland 6.4 times. In New York, it's 6.1.

 

Survey co-author Hugh Pavletich, of Christchurch, called for more land to be made available for housing.

 

"The Government needs to recognise the importance of dealing with the housing supply issues with urgency, so that New Zealand is more affordable and competitive than Australia. This will encourage young New Zealanders to stay in their own country and contribute to its development.

 

"There is much work to do so that New Zealanders do not have to pay any more than three times their annual household income to house themselves. New Zealanders are paying twice what they should be for housing and construction costs are currently twice per square metre what they should be, due to urban planning degrading the performance of the residential construction sector over recent decades," Mr Pavletich said.

 

Tauranga is our least affordable city, followed by Auckland, Christchurch, Wellington, Dunedin, Hamilton, Napier-Hastings and Palmerston North.

 

The survey has been criticised by some as pushing right-wing free-market theories and developers' interests. But Brendan O'Donovan, Westpac's chief economist, praised it as useful and said three possible solutions to high house prices included relaxing urban land limits, cutting building compliance costs and imposing a tax on under-used land to discourage developers from hoarding property.

 

"The Australian and New Zealand housing markets are so stretched, whichever way you cut it compared to most of the rest of the world. A lot of us are saying if you are trying to get more affordable housing, it's not done by first-home buyer grants but more flexible supply-side measures."

 

This month, Westpac senior economist Dominick Stephens warned home buyers that present below-average fixed term mortgage rates could start rising rapidly.

 

Atlanta is the most affordable major city and Hong Kong is the least affordable. Sydney has become less affordable than Vancouver.

 

The Knight Frank Global House Price Index out late last year showed New Zealand had one of the world's smallest price falls.